Moving high-interest credit card debt to the Discover it Balance Transfer provides you a good long time to pay it off without interest if you're working on paying it down little by little. It gives increased rewards on regular purchases also, a feature uncommon for a debts transfer card. That makes it a solid cause for you to continue using the card after paying off the transferred sum. One of the few cardss specifically created for balance transfers to provide a bonus - 5% back on quarterly, activated, rotating portfolios (up to $1,500 per quarter, then 1%) and 1% on all other purchases. All cashbacks earned inside your first 12 weeks will be matched, essentially doubling your first season bonus. 18-month internal equilibrium transfer APR 0% with an impressively low APR from 14.99% to 25.99% thereafter. No gross annual fees, foreign transaction fees, penalty APRs or charges for your first late payment (up to $41) afterwards.